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GET BETTER RESULTS WITH OUR COMMERCIAL MORTAGE SOLUTIONS

Let our commercial mortgage experts help you to secure flexible commercial financing on loans from $100K to 2MM.

Why choose the LoanHouz
for your commercial Mortgage Loan?

More Options and Flexibility

You can choose from a selection of reduced documentation options made for those who need non-bank flexibility together with low rates.

Programs Overview

  • Loan size: $100,000 to $2,000,000
  • Purchase, Refinance, Cash Outs
  • ARMs and 30-Year Fixed.
  • LTV: up to 80%
  • Min. FICO: 650

Simpler and Faster

We combine our years of experience to find the right lending solutions for you. We've made the commercial mortgage process simple, straightforward, and streamlined.


Commercial mortgage transactions can be a simple and stress-free process – when you have the right partner on your side.

How LoanHouz helps commercial clients in ways  consumer banks can't do?

How LoanHouz helps commercial clients better?

  • More leverage (Loans up to 80% of the property value). With  LTVs up to 80%, you can secure an investment / commercial property with a lower down payment.
  • Fewer income documents requirements.
  • Fewer cash-out restrictions.
  • Longer terms (Up to 30-year fixed rates)
  • Lower monthly payments
  • More property types are eligible with us than what a local bank is willing to touch.
  • In general, banks only work with a specific type of borrower. We a more flexible and willing to work with a huge variety of scenarios – We do small-balance, DSCR, bank statement foreign nationals, and much more.
  • We make it easier for our clients to qualify by measuring the property’s cash flow instead of focusing on their credit history.

Is the property I want to buy or refinance eligible?

More property types are eligible with us than what  local banks are willing to finance. We mainly secure financing for the following property types:

  • Multifamily
  • Mixed-Use
  • Retail
  • Office
  • Light Industrial
  • Mobile Home Park
  • Warehouse
  • Self-Storage
  • Day Care Center
  • Restaurant/Bar
  • Automotive

If you have questions regarding the eligibility of your specific property, contact us. 

When should someone choose an alternative solution for your commercial mortgage loan?

  • Borrower gets turned down by retail-consumer banks.
  • Borrower does not wish to produce tax returns.
  • Borrower wants cash out flexibility.
  • When does the Full Doc Program make sense?

    A Full Doc program is ideal when a commercial property buyer or owner who wants to refinance...

    • Has a strong credit history and good credit score.
    • Can provide full documentation (tax returns, paystubs, or W-2 forms).
    • Wants more flexibility than traditional banks can provide.

    The Main features of this program are:

    • Loan size: up to $2,000,000
    • Purpose: Purchase, Refinance, Cash Outs
    • Loan term: 5-Year ARM/30-Year Fixed
    • LTV: up to 80%
    • Min. FICO: 650
    • Amortization up to 30 years

    When does Lite Doc Investor Program make sense?

    The Lite Doc Investor Program is ideal for a commercial property investor who 

    • Reports lower income for tax reasons.
    • Struggles to show consistent growth through tax returns.
    • Requires more flexibility than a bank can provide.

    The main features of this program are:

    • Loan size: up to $2,000,000
    • Purpose: Purchase, Refinance, Cash Outs
    • Loan term: 5-Year ARM/30-Year Fixed
    • LTV: up to 80%
    • Min FICO: 650
    • Amortization up to 30 years

    When does the No DOC Streamline Program make sense?

    It's a great program for whenever a borrower needs to qualify for financing without submitting tax returns, bank statements, or operating statements.

    The main features of this program are:

    • Loan size: $100,000 to $2,000,000
    • Purpose: Purchase, Refinance, Cash Outs
    • Loan term: 5-Year ARM/30-Year Fixed
    • LTV: Purchase: 75% | Refinance: 70%
    • FICO: 700
    • Amortization up to 30 years

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    When does a non- bank lender make sense for commercial mortgage loans?

    Whenever you need more flexibility and better terms than consumer / retail banks are willing to provide.

    Have other Questions or want to discuss your options?

    MORE FINANCING ELIGIBLE COMMERCIAL PROPERTIES TYPES


    • Apartment Buildings
    • Auto Dealers
    • Automotive
    • Child Care Centers
    • Medical  Offices
    • Convenience Stores


    • Light Industrial
    • Hair Salons
    • Health Care Centers
    • Child Care Centers
    • Dental Offices
    • Convenience Stores


    • Mixed-Use
    • Multifamily 
    • Office Buildings
    • Self-Storage
    • Dental Offices
    • Warehouses

    Great options bring the Best solutions.

    Full Documentation Program


    Lock in the lowest rate possible for your best credit with full income and assets documentation.

    Lite Doc Investor Program


    Skip the tax returns for borrowers who need more flexibility on investor transactions.

    No Doc Streamline Program


    Borrowers can qualify for financing without submitting tax returns, bank statements, or operating statements.

    Bank Statement Program


    Designed for self-employed borrowers, this solution lets your clients secure financing with just 12 months of business bank statements.

    WE MAY NOT BE THE BEST IN THE WORLD, BUT OUR PAST CLIENTS SAY WE ARE:

    Anna & Konrad Guzewicz  Clearwater, Florida


    "...You can't imagine the stress and anxiety we were experiencing. It was affecting everything in our business and family. We were about to loose our building and business because we had a balloon payment, could not get approved for refinancing and the lender would refuse to negotiate.  Can't say enough how thankful we are and how great it was to have found you. You not only saved our business and investment. You gave our peace of mind and hope back. 

    Thanks again."


    TAKE THE FIRST STEP!

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    FAST APPROVALS - FAST CLOSINGS

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    • There is no cost or obligation.
    • Your social security number is not required.
    • A credit report/inquiry is not required to obtain a quote.
    • We respect your privacy. We do not sell or provide  personal information to unrelated parties.
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